Credit Risk Analyst

Undertake credit risk review tasks of the Bank, provide effective challenges as well as guidance to the business applications and proposals from Front Office.Draft credit review report and present credit opinions, by maintaining an objective and independent view within the credit process, in accordance with credit policies and system requirements of the Bank.Effective management of the assigned credit portfolio (including annual reviews for the internal rating and credit limit of clients, waivers, amendments, etc) through a responsible, forward-looking and risk-conscious assessment in compliance with the relevant policies and credit standard.Responsible for implementing duration management (post-lending monitoring, review & control ) for on-going credit business.Conduct the credit risk and market risk monitoring, analysis and control in compliance with the relevant requirements of policies and systems.Other tasks assigned by Risk Management Department of the Bank.Bachelor's degree or above in Finance or Economy, Business Management, Accounting etc.FRM, CFA, CPA are preferred.Minimum of 4 years experience of credit risk review or risk management function in corporate banking or project financing in local tier-one commercial banksIn-depth knowledge and deep understanding of risks and mitigation across industries, especially in Spain and Portugal local sectors, such as energy, infrastructure and utilities, construction, manufacturing and financial institutions, etc.Excellent financial modelling, projection and stress test skills, and proficient in using EXECL or other data analysis tools.Good reading, written and speaking communication skills in English.Critical and analytical thinker, well organized, with ability to complete assigned tasks independently and seek guidance when needed.Have strong policy learning ability and be able to master the relevant credit business policies and system as soon as possible.Work conscientiously and responsibly, attention to details.Communicate Effectively and Professionally.Cross cultural awareness.

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